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University of Maryland, College Park

Maryland Pathways

For students with an EFC of zero, the program covers the entire student budget with work-study and grant aid.
For students with an EFC of zero. . .   2009-10 Estimated Student Budget
  The college assures enough work-study and grant aid to cover these expenses
Tuition & Fees $8,053
Books & Supplies $1,025
Room & Board $9,377
Transportation & Personal Expenses $3,024
Total Expenses:     $21,479   


For all seniors who have accumulated $15,900 or more in need-based loans, after the family covers any EFC, the program covers the remaining senior year budget with work-study and grant aid.

For all seniors who have accumulated $15,900 or more in need-based loans. . .   2009-10 Estimated Student Budget
  After the family covers any EFC, the program assures enough work-study and grant aid to cover these expenses
Tuition & Fees $8,053
Books & Supplies $1,025
Room & Board $9,377
Transportation & Personal Expenses $3,024
Total Expenses:    $21,479   

About the Financial Aid Pledge (2009-10):

Who qualifies for the pledge (in addition to common requirements)?
Students with calculated EFCs of zero qualify for full aid without loans. Seniors who have accumulated $15,900 or more in need-based federal loans qualify for a grant covering all remaining financial need in the fourth year.

How is EFC determined and used?
Federal Methodology. The family is expected to cover the EFC.

How much academic year work and/or need-based loans are included?
For zero EFC students, no loans and approximately $2,400 in work-study. For seniors, cumulative need-based loans are capped at $15,900.

Does the offer account for the full student budget?
Yes.

How are outside scholarships handled?
Outside scholarships reduce the amount of the Maryland Pathways Work Grant, then Federal Work Study, then the ACG/SMART grant, then the Federal SEOG grant, and finally any state grants.

For more information:
Maryland Pathways

About the Institution (2007-08):

    Location: College Park, MD
    Type: Public 4-year
    Undergraduate enrollment: 28,683
    Pell Grant recipients (a measure of low-income enrollment): N/A%
    Proportion of graduating seniors with student debt: 44%
    Average debt: $20,091

Glossary

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