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Student Debt and the Class of 2013

Student debt is still rising for bachelor's degree recipients. In 2013, seven in 10 (69%) graduating seniors at public and private nonprofit colleges had student loans. These borrowers owed an average of $28,400 in federal and private loans combined, up two percent compared to their peers in 2012. Debt at graduation varies greatly by state and by college, and this report includes average debt levels for each state, lists of notably high- and low-debt colleges, and links to data for more than 1,000 colleges nationwide. It also includes policy recommendations for reducing the burden of student debt.

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Despite Lower Rates, More Than 650,000 Defaulted on Federal Student Loans

More than 650,000 federal student loan borrowers who entered repayment in 2011 defaulted on their loans by 2013, new federal data show. For-profit colleges account for nearly half of these defaults despite enrolling just 12 percent of students nationally. For-profit colleges also continue to have a much higher average default rate than other types of schools: 19.1 percent, compared to 12.9 percent at public colleges and 7.2 percent at nonprofit colleges. Across all colleges, 13.7 percent of borrowers defaulted within three years of entering repayment, a slight decrease from the rates reported for the previous year, but still higher than just two years ago.

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Visit the Cohort Default Rate Resources page

At What Cost? How Community Colleges that Do Not Offer Federal Loans Put Students at Risk

In 2013-14, nearly one million community college students across the nation were denied access to federal student loans, the safest and most affordable way to borrow for college. Our report includes national and state-by-state analyses of loan access by race/ethnicity and urbanicity, and takes an in-depth look at North Carolina, California, and Georgia.

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Read the report

Protecting Colleges and Students: Community College Strategies to Prevent Default

Protecting Colleges and Students, released by the Association of Community College Trustees (ACCT) and the Institute for College Access & Success (TICAS), takes a unique look at student loan default at nine community colleges across the nation, and how those colleges are working to help students avoid default.

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Read the report




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Federal Student Loan Terms for 2014-15 summarizes loan limits, interest rates, and other terms for federal student loans from July 1, 2014 through June 30, 2015. Click here to view in HTML.

The Top 10 Student Loan Tips for Recent Graduates
provides useful information new graduates should know about repaying student loans. 

Student Loan Borrower Assistance is a comprehensive resource for consumers who are having any kind of problem with student loans.

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